The Strategic Money Method: Discover the Hidden Logic Behind Better Financial Decisions

Discover the Hidden Logic Behind Better Financial Decisions

Patrick Payne

Money Confidence Starts with the Right Mindset

Financial success isn’t about mastering complex formulas or memorizing rigid rules. You don’t need to know everything about money to build a secure future. If you’ve ever felt overwhelmed or unsure where to start, ask yourself: What do I want my money to do for me? The answer is the vision for your financial strategy, guided by your everyday decisions, mindsets, and habits.

Patrick Payne, professor of financial planning, shares a refreshingly accessible approach to money. Blending behavioral insights with financial principles, Payne helps you uncover your unique money personality and build a focused strategy based on what matters most to you, without feeling deprived or defeated. Learn how to spend with purpose, use debt wisely, and invest with clarity.

Explore relatable stories and practical tools designed to meet you where you are. You don’t need to be a financial expert to take control of your future. Whether you're just starting out or starting over, you’ll walk away with a clear path forward and the confidence to take it.

Patrick Payne, PhD, CFP®, earned his doctorate in personal financial planning at Texas Tech and is an associate professor at the University of Arizona with over ten years of teaching experience. He combines financial expertise with real-world perspective to help people reduce stress, avoid costly mistakes, and make values-driven decisions.